Pengaruh Dana Pihak Ketiga dan Pemberian Kredit Terhadap Profitabilitas Pada Sektor Perbankan yang Listing di BEI

Irmayanti Irmayanti, Meta Arief, Leni Yuliyanti

Abstract


The aims of this research to determine the description of third party funds, lending and profitability, and also the effect of third party funds and lending on profitability in the banking sector listed on the IDX. The method used in this research is a descriptive and verification with a quantitative approach. The samples used in this study were 29 banking sectors with using a purposive sampling technique. The range of years used in this study is 8 years so that 232 observation data were obtained. The data collection technique used in this study is documentation from the annual financial reports on each bank. The model selected in this study is the Random Effect Model (REM). Then based on the results of testing the meaning of regression (F test), the result show that the regression model can be used to draw conclusions, while based on partial regression testing on each independent variable (t test), the result show that the third party funds and lending have a positive effect on profitability in the banking sector listed on the IDX.

Keywords


Third Party Funds, Lending, Profitability

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References


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